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Nico Insurance Services Inc. 7290 Navajo Road, Suite 111 San Diego, CA 92119 CA License # 0790551 Ph:  (619) 667-2111   (800) 303-3737 Fax:  (619) 667-2100	Termination of Employment Medical Care Account Dependent Care Account Medical Care Account If your employment terminates before the end of a calendar year and there are funds remaining in your Medical Care Account, you may take one of the following actions. Choose not to continue coverage. In this case, you have until the end of the month of your termination to incur eligible expenses. Request remaining plan year contributions be reduced from your final paycheck on a pre-tax basis. In this case, you have until the end of the calendar year to incur eligible expenses. Elect COBRA continuation and pay the remaining plan year contributions with after-tax dollars. However, if your account has a negative balance at the time of termination, COBRA will not be offered. If you elect COBRA, you have until the end of the Plan Year to incur eligible expenses. Dependent Care Account Your participation in the Dependent Care Spending Account ends the date of your termination of employment. Additional contributions to the Dependent Care Accounts after employment terminates are not allowed. Dependent Care expenses can continue to be incurred during the Plan Year. For information or personal assistance, please contact the Benefits Department or our Flex Plan Administrators. If you have any questions regarding Flexible Benefit Plans, please contact Gale Seaman.