Medicare FAQ

Q: I am turning 65 soon. How do I know if I’m eligible for Medicare?

A: If you have worked 10 years or more in Medicare covered employment (i.e. paid FICA taxes), you will be eligible for Part A (Hospital Benefits) of Medicare at no cost to you.

Q: What is Part B (Medical Insurance)?

A: Part B helps cover medically necessary services like doctors’ visits, outpatient care, home health services and some preventive services.

Q: How much does Part B Cost?

A: If you have Part B, you pay a Part B premium each month. In 2011 most people will pay the standard premium amount of $115.40/month, however some people may pay more depending on their income level.

Q: How do I sign up for Part A and Part B of Medicare?

A: If you collect benefits from Social Security or the Railroad Retirement Board, you will automatically be enrolled in Medicare Parts A and B. If you are disabled, or turning 65 and are not receiving a Social Security Allotment, please contact Social Security at 1-800-772-1213, or click on the tab for resource links/Useful links and select Social Security Online for more information on how to sign up for Medicare.

Q: What does Medicare cover?

A: For information on everything that Medicare covers, download the Medicare and You 2011 Handbook: (found on the homepage under downloads) , or you can go the their website and download the Handbook: http://www.medicare.gov/Publications/pubs/pdf/ CMS6832_2011MED&U_TEST_2X.pdf